Top 5 travel Insurance cover for Over 70

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Top 5 travel Insurance cover for Over 70

 

Company Name Annual Price Max Excess Max Days per Trip Knows More
InsuraTrip.com Standard Travel Insurance £106.76 £195 32 Knows More
ERV Express Lite Travel Insurance £172.05 £150 31 Knows More
RT World First Economy Travel Insurance £215.31 £50 31 Knows More
Puffin Travel Insurance £307.06 £50 62 Knows More
Insure and Escape Essential Travel Insurance £345.00 £150 32 Knows More

 

Also check out Marks and Spencers travel insurance. It could also help you to get better deals at very cheap price.

What does travel insurance cover for Over 70?

Travel insurance for Over 70 helps in covering your health and medical needs.

With more health check-up and questions about your health, the insurer may be able to provide a more accurate level of pre-existing medical conditions as well as additional benefits that do not apply to people under the age of 70. Could. These might include:

  • Medical Expenses: By removing Over 70 travel insurance policies, you can get more cover for medical treatment than general medical policy – unless any of the pre-existing conditions you have insured are approved.
  • Medical AIDS: You can cover the necessary medical assistance or equipment lost, stolen or damaged to take you on vacation. This can include a wheelchair or walking frame.
  • Medication: Over 70 travel insurance can sometimes include an extra cover for the medication you lost with pre-existing condition declared.
  • Waiting list: If you are on the waiting list for the surgical procedure or test results, and you need to cancel or reduce your trip, you will be able to find the cover for it.
  • No age limit: Some insurers apply upper age limit for their travel policies – often set around 65 – and sometimes the borders may vary that you choose single-trip or multi-trip cover or not. But with Over 70 cover you will not need to worry about this because the policy is particularly relevant to your age group.
  • Travel Partner: With over 70 policies, you can also have one or more travel companions or caregivers along with you, and they will be included under your policy. Insurers can say that they will only allow it, however, if the people traveling with you or people are essential companies – in other words, you will not be able to travel without them.

The insurer may vary with specific levels of cover provided by them, so it is important to look at the words of your policy documents – this will help you understand what you will be insured for, for the peace of mind that you will be covered correctly, when you are on vacation, then you need anything.

Policy Features

CANCELLATION: If your holiday is cancelled, this is the maximum amount per person you can claim for travel and accommodation costs that can’t be recovered. Please check your policy documents for more details.

MEDICAL: This is the maximum amount you can claim per person for medical expenses and repatriation if needed. Please check your policy documents for more details.

BAGGAGE: This is the maximum amount you can claim per person if your baggage is lost, stolen or damaged. Please check your policy documents for more details.

DEFAQTO RATING: Defaqto’s Star Ratings provide an independent and unbiased view of the quality of the product. The key features and benefits offered are assessed by Defaqto and a rating from 1 to 5 stars is assigned. This can help you see where the product sits in the market. The rating is not an indication of the suitability of the product to your needs.

GADGET COVER: Provides cover (such as accidental damage, theft or loss) for gadgets which could include phones and tablets, customers should read policy documents for more information.

WINTER SPORTS COVER: Provides cover for ski equipment, ski pack and medical rescue. This is made up of many subcomponents which are listed above.

CRUISE COVER: Policy is valid if on a cruise (note that without ‘Cruise Cover’ some travel insurance policies will not provide cover for losses incurred whilst on a cruise).

MISSED PORT: Provides cover if your scheduled port visit is cancelled, for example if there is bad weather or timetables restrictions.

CABIN CONFINEMENT: Provides cover if you are confined by the ship’s medical officer to your cabin as a result of medical reasons during your trip.

UNUSED EXCURSIONS: Provides cover for certain instances where customers are unable to use pre-planned excursions.

LOSS OF PASSPORT: Provides cover for reasonable costs of replacing your passport, travel documents or tickets following accidental loss or theft.

TRAVEL DELAY: Provides an inconvenience benefit, up to the amount specified, if the start of your booked outward, or return international journey is delayed for more than a set period (typically 12 hours) after checking in, due to various reasons such as industrial action or adverse weather.

HOSPITAL BENEFIT: Provides a benefit for each 24 hour period you spend in hospital as an in-patient, up to the amount specified.

LEGAL EXPENSES: Provides cover to assist you in pursuing compensation or damages following personal injury while you’re abroad.

MISSED DEPARTURE: Provides cover for additional travel and/or accommodation expenses in the event that you miss the departure. Please check the policy documents for full details regarding in what event the insurer will cover you for this, and to make sure you are covered with the insurer for both the outward and return journey on your trip.

CURTAILMENT: Provides cover for losses incurred in the event that you have to return home early from your trip.

MUGGING: Provides cover in the event that you get mugged. Typically, you will have to receive treatment in order for the benefit to be paid.

ABANDONMENT: Provides cover for losses incurred in the event that you choose to abandon your holiday, after experiencing a delay. Please check the policy document for specific limits.

HIJACK COVER: Provides cover in the event that you are prevented from reaching your destination as a result of hijack. Please check the policy document for specific limits.

GOLF COVER: Provides cover for the accidental loss, theft or damage to golf equipment. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

BUSINESS COVER: Provides cover to replace or pay for an item of business equipment that you have lost or that has been damaged or stolen. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

WEDDING COVER: Provides cover for your wedding attire, gifts and photography. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

SCHEDULED AIRLINE FAILURE INSURANCE: Providers cover for losses incurred if a Scheduled Airline is unable to fulfil it’s obligations due to financial failure.

END SUPPLIER FAILURE: Provides cover if losses are incurred as a result of the insolvency of end suppliers of travel services (e.g. flights, hotels, activities).

AIRSPACE CLOSURE: Provides financial cover if losses are incurred due to airspace closure (typically following a natural disaster such as an ash cloud).

NATURAL DISASTER: Provides financial cover if losses are incurred due to a natural disaster (e.g. earthquake, tsunami etc.). Note that each insurance provider is likely to cover certain types of natural disaster so it’s best to read the policy document.

Features Explain in Details

Max days per trip:This is the maximum number of days per trip that this policy covers you for.

Max Excess:This is the maximum amount you have to pay per person per claim. For example if you have a £100 excess and make a successful £500 claim, you will receive £400. Please check your policy documents for more details. This excludes Personal Liability excess which is usually £250.

Cancellation:If your holiday is cancelled, this is the maximum amount per person you can claim for travel and accommodation costs that can’t be recovered. Please check your policy documents for more details.

Medical:This is the maximum amount you can claim per person for medical expenses and repatriation if needed. Please check your policy documents for more details.

Maximum Single Item: This is the maximum amount you can claim for a single, pair or set of items. Please check your policy documents for more details of what specific items are covered and the specific limits that apply.

Maximum Valuable Item:This is the maximum amount you can claim for valuable items such as jewellery and tablet devices. Please check your policy documents for more details of what specific items are covered and the limits that apply.

Personal Money:This is the maximum amount you can claim if your personal money is lost or stolen while you are away. Please check your policy documents for more details.

Ski Equipment:Provides cover for the loss, theft or damage to your own ski equipment.

Ski Hire:Provides cover for the loss, theft or damage to your hired ski equipment.

Avalanche Cover: Provides cover for costs incurred if you are prevented from arriving or leaving your resort as a result of avalanche

Piste Closure: Provides cover in the event that you are not able to ski due to piste closure. This could be losses incurred, or additional costs incurred to travel to an alternative piste.

Off Piste: Cover is valid if you are skiing/snowboarding off piste. Note that most policies that offer this still place constraints such as the need to be accompanied by a qualified resort guide or instructor.

Medical Rescue: Covered for costs incurred to rescue you and receive medical treatment if an accident occurs during a winter sport activity (e.g. Skiing).

Activities covered: These are specific activities that you are covered for whilst you are away (for example bungee jumping, banana boating, jet skiing) should it lead to a claim. Please check this to see if all the activities you will be undertaking are covered.

Countries covered: These are all the countries that are covered for travel under your policy. If you are travelling to more than one country, it is really important for you to check all countries are covered.

Policy Features

Travel Delay:Provides an inconvenience benefit, up to the amount specified, if the start of your booked outward, or return international journey is delayed for more than a set period (typically 12 hours) after checking in, due to various reasons such as industrial action or adverse weather.

Curtailment:Provides cover for losses incurred in the event that you have to return home early from your trip.

Missed Departure:Provides cover for additional travel and/or accommodation expenses in the event that you miss the departure. Please check the policy documents for full details regarding in what event the insurer will cover you for this, and to make sure you are covered with the insurer for both the outward and return journey on your trip.

Personal Liability:Provides cover If you accidentally cause an injury to someone or damage their property.

Personal Accident:Provides cover if you have an accident resulting in bodily injury typically of a permanent disability or resulting in death. Please check your policy documents for more details.

Scheduled Airline Failure Insurance:Providers cover for losses incurred if a Scheduled Airline is unable to fulfil it’s obligations due to financial failure.

End Supplier Failure:Provides cover if losses are incurred as a result of the insolvency of end suppliers of travel services (e.g. flights, hotels, activities).

Airspace Closure:Provides financial cover if losses are incurred due to airspace closure (typically following a natural disaster such as an ash cloud).

Natural Disaster:Provides financial cover if losses are incurred due to a natural disaster (e.g. earthquake, tsunami etc.). Note that each insurance provider is likely to cover certain types of natural disaster so it’s best to read the policy document.

Civil Unrest:Provides cover for losses incurred as a result of civil disturbance. For example riots and demonstrations. Regular updates can be found via the FCO website.

Missed Port:Provides cover if your scheduled port visit is cancelled, for example if there is bad weather or timetables restrictions.

Cabin Confinement:Provides cover if you are confined by the ship’s medical officer to your cabin as a result of medical reasons during your trip.

Unused Excursions:Provides cover for certain instances where customers are unable to use pre-planned excursions.

Cruise Cover:Policy is valid if on a cruise (note that without ‘Cruise Cover’ some travel insurance policies will not provide cover for losses incurred whilst on a cruise).

Golf Cover:Provides cover for the accidental loss, theft or damage to golf equipment. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

Business Cover:Provides cover to replace or pay for an item of business equipment that you have lost or that has been damaged or stolen. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

Loss of Passport:Provides cover for reasonable costs of replacing your passport, travel documents or tickets following accidental loss or theft.

Legal Expenses:Provides cover to assist you in pursuing compensation or damages following personal injury while you’re abroad.

Hospital Benefit:Provides a benefit for each 24 hour period you spend in hospital as an in-patient, up to the amount specified.

Wedding Cover:Provides cover for your wedding attire, gifts and photography. Note that there will be many sub components of this so it’s best to read the policy documents of the individual insurer.

 

InsuraTrip.com

About:

  • Medical and £ 3,000 luggage cover up to £ 10m with InsuraTrip’s most comprehensive policy.
  • Covering four levels for selection of policies and policies that cover winter sports, backpackers, cruises and more.
  • Children become free on family policies.
  • InsuraTrip offers a series of travel insurance policies, including single and multi-travel cover. Since there are various cover levels of this type, the prices may also be in wide range, although it says that the original seven-day travel cover in Europe (including Spain) can be less than £ 6.50.

 

InsuraTrip.com Standard Annual Multi-Trip MSM InsuraTrip.com Super Annual Multi-Trip MSM InsuraTrip.com Premier Annual Multi-Trip MSM InsuraTrip.com Standard Annual Multi-Trip MSM
Annual Price £106.76 £225.18 £456.92 £136.08
DEfaqto Rating 2 Stars 4 Stars 5 stars 2 Stars
Max Days per trip 32 45 62 32
Max Excess £195 £95 £50 £195
Cancellation £1000 £5,000 £7500 £1000
Medical £10m £10m £10m £10m
Baggage

Maximum single Item

Maximum Valuable Item

£1000

£100

£100

£2000

£300

£300

£3,000

£500

£500

£1000

£100

£100

Gadget Cover £1000

Added for £32.73

£1500

Added for £40.36

£2,000

Added for £46.91

£1000

Added for £32.73

Personal Money £200 £250 £500 £200
Winter sports Cover

Ski Equipment

Ski Hire

Avalanche cover

Piste Closure

Off Piste

Medical Rescue

 

£500

£250

£250

£250

Not Included

Included

 

£750

£400

£400

£400

Not Included

Included

 

£1000

£500

£500

£500

Not Included

Included

 

£500

£250

£250

£250

Not Included

Included

Activities Covered 101 101 101 101
Countries Covered 192 192 192 220

 

 

InsuraTrip.com Standard Annual Multi-Trip MSM InsuraTrip.com Super Annual Multi-Trip MSM InsuraTrip.com Premier Annual Multi-Trip MSM
Travel Delay Not Included £100 £200
Curtailment £1,000 £5000 £7500
Missed Departure £500 £500 £750
Personal Liability £1m £2m £3m
Personal Accident Not Included £25000 £50,000
Scheduled Airline Failure Insurance Not Included Not Included £15,00
End Supplier Failure Optional Optional Optional
Airspace Closure Not available Not Included Not Included
Natural Disaster Not available £500 £1,000
Civil Unrest Not available Not Included Not Included
Cruise Cover Optional Optional Optional
Missed Port Optional Optional Optional
Cabin Confinement Optional Optional Optional
Unused Excursions Not available Optional Optional
Golf Cover Optional Optional Optional
Business Cover Optional Optional Optional
Loss of Passport £250 £300 £400
Legal Expenses £5,000 £10,000 £25,000
Hospital Benefit £500 £750 £1,000
Wedding Cover Optional Optional Optional

 

Pros:

  • Medical Cover up to £10m
  • Personal Liability cover up to £1m.
  • Baggage cover up to £1000
  • Policy annual and monthly price is lower than compare to other policy plan.

Cons:

  • Off Piste not cover in this policy plan.

 

 

ERV Travel Insurance

About: ERV is part of the Munich Re group, which is one of the world’s largest resellers. Its UK headquarters (European travel insurance) is part of the network of 21 offices across Europe. Its products are used by some of the world’s largest travel companies, airlines, hotel chains, tour operators and many others. More than one million passengers traveling in 2012 were covered by ERV UK

Annual Multi-Trip

ERV Express Lite

Annual Multi-Trip

ERV Express Essential

Annual Multi-Trip

ERV Express Premier

Annual Multi-Trip

ERV Express Lite Upgraded

Annual Price £172.05 £183.33 £243.49 £273.81
Defaqto Rating 2 Stars 3 Stars 3 stars 2 Stars
Max Days per trip 31 31 31 31
Max Excess £150 £100 £50 £150
Cancellation £1000 £2,000 £5000 £1000
Medical £5m £10m £15m £5m
Baggage

Maximum single Item

Maximum Valuable Item

£500

£100

£100

£1000

£150

£150

£2,000

£150

£200

£500

£100

£100

Gadget Civer £1000

Added for £21.17

£1000

Added for £21.71

£1,000

Added for £21.17

£1000

Added for £21.17

Personal Money £200 £300 £300 £200
Winter sports Cover

Ski Equipment

Ski Hire

Avalanche cover

Piste Closure

Off Piste

Medical Rescue

 

£500

£500

£150

£200

Not Included

Included

 

£500

£500

£150

£200

Not Included

Included

 

£500

£500

£150

£200

Not Included

Included

 

£500

£500

£150

£200

Not Included

Included

Activities Covered 25 25 25 25
Countries Covered 206 206 206 240

 

 

Annual Multi-Trip

ERV Express Lite

Annual Multi-Trip

ERV Express Essential

Annual Multi-Trip

ERV Express Premier

Travel Delay Not Included £200 £200
Curtailment £1,000 £2000 £5000
Missed Departure Not Included £500 £500
Personal Liability £2m £2m £2m
Personal Accident £10,000 £15000 £15,000
Scheduled Airline Failure Insurance Not Included Not Included Not Included
End Supplier Failure Not Included Not Included Not Included
Airspace Closure Not available Not Included Not Included
Natural Disaster Not available £1000 £1,500
Civil Unrest Not available Not Included Not Included
Cruise Cover Not available Not Included Not Included
Missed Port Not available Not Included Not Included
Cabin Confinement Not available Not Included Not Included
Unused Excursions Not available Not Included Not Included
Golf Cover Not available Not Included Not Included
Business Cover Not available Not Included Not Included
Loss of Passport £100 £100 £100
Legal Expenses £25,000 £25,000 £25,000
Hospital Benefit £500 £100 £1,00
Wedding Cover Not available Not Included Not Included

 

Pros:

  • Personal Accident cover up to £10,000.
  • Personal Liability cover up to £2m.
  • This policy cover 216 cointries.
  • Excess fees is low.

Cons:

  • Scheduled Airline Failure Insurance is not included.

 

World First Travel insurance

 

Annual Multi-Trip

RT World First Economy Multi Trip 31

Annual Multi-Trip

RT World First Class Multi Trip 31

Annual Multi-Trip

RT World First Premier Multi Trip 31

InsuraTrip.com Standard Annual Multi-Trip MSM
Annual Price £215.31 £225.07 £467.82 £252.74
Defaqto Rating 3 Stars 3 Stars 5 stars 3 Stars
Max Days per trip 32 31 31 31
Max Excess £50 £50 £50 £50
Cancellation £750 £2,000 £5000 £750
Medical £3m £10m £10m £3m
Baggage

Maximum single Item

Maximum Valuable Item

£1000

£100

£100

£1000

£500

£500

£2,000

£1000

£500

£500

£200

£500

Gadget Cover £500

Added for £22.51

£1000

Added for £30.02

£1500

Added for £36.33

£500

Added for £22.51

Personal Money £100 £250 £400 £100
Winter sports Cover

Ski Equipment

Ski Hire

Avalanche cover

Piste Closure

Off Piste

Medical Rescue

 

£250

£150

£200

£200

Included

Included

 

£750

£400

£400

£400

Not Included

Included

 

£400

£300

£400

£400

Included

Included

 

£250

£150

£200

£200

Included

Included

Activities Covered 64 64 64 64
Countries Covered 191 191 191 219

 

 

Annual Multi-Trip

RT World First Economy Multi Trip 31

Annual Multi-Trip

RT World First Class Multi Trip 31

Annual Multi-Trip

RT World First Premier Multi Trip 31

Travel Delay £60 £150 £350
Curtailment £750 £2000 £5000
Missed Departure £200 £300 £750
Personal Liability £2m £2m £2m
Personal Accident £10,000 £10,000 £20,000
Scheduled Airline Failure Insurance Not Included Not Included £1,500
End Supplier Failure Not Included Not Included Not Included
Airspace Closure Optional Optional Optional
Natural Disaster Not available Not Included £750
Civil Unrest Not available Not Included Not Included
Cruise Cover Optional Optional Optional
Missed Port Optional Optional Optional
Cabin Confinement Optional Optional Optional
Unused Excursions Optional Optional Optional
Golf Cover Optional Optional Optional
Business Cover Not available Not Included Not Included
Loss of Passport £250 £250 £300
Legal Expenses £50,000 £50,000 £50,000
Hospital Benefit £500 £500 £1,000
Wedding Cover Not available Not Included Optional

 

Pros:

Personal Liability covert up to £2m.

Personal Accident cover up to £10,000.

Legal Expenses cover up to £50,000.

Cons:

Medical cover only £3m that’s very low.

Puffin Travel Insurance

About: Independent financial researcher, Defaqto, rated Puffin Insurance Gold, Gold Medical Cover and Silver Cover Policy as 3 stars. The company’s silver medical cover, bronze cover and bronze medical cover were rated as 2 stars. A star rating indicates how much the product or offer sits on the basis of the quality and generality of the facilities in the market.

Annual Multi-Trip

Puffin

Annual Price £307.06
Defaqto Rating 4 Stars
Max Days per trip 62
Max Excess £50
Cancellation £3000
Medical £10m
Baggage

Maximum single Item

Maximum Valuable Item

£2000

£1000

£250

Gadget Civer £750

Added for £26.18

Personal Money £300
Winter sports Cover

Ski Equipment

Ski Hire

Avalanche cover

Piste Closure

Off Piste

Medical Rescue

 

£500

£500

£150

£200

Not Included

Included

Activities Covered 130
Countries Covered 70

 

 

Annual Multi-Trip

Puffin

Travel Delay £200
Curtailment £3,000
Missed Departure £750
Personal Liability £2m
Personal Accident £5,000
Scheduled Airline Failure Insurance £2,000
End Supplier Failure Not available
Airspace Closure Not available
Natural Disaster £1,000
Civil Unrest Not available
Cruise Cover Optional
Missed Port Optional
Cabin Confinement Optional
Unused Excursions Not available
Golf Cover Optional
Business Cover Optional
Loss of Passport £150
Legal Expenses £25,000
Hospital Benefit £800
Wedding Cover Optional

 

Pros:

  • Defaqto rating is 4 stars.
  • Scheduled Airline Failure Insurance cover up to £2,000.
  • Your Medical cover up to £10m.
  • 62 days per trip cover in this policy plan.

Cons:

  • Cancellation charges is very high.

 

Insure and Escape Travel Insurance

 

Annual Multi-Trip

Insure and Escape Essential

Annual Multi-Trip

Insure and Escape Deluxe

Annual Multi-Trip

Insure and Escape Finest

Annual Multi-Trip

Insure and Escape Essential Upgrade

Annual Price £345.00 £467.75 £744.75 £356.50
Defaqto Rating 3 Stars 4 Stars 5 stars 3 Stars
Max Days per trip 32 45 62 32
Max Excess £150 £95 £50 £150
Cancellation £1000 £2,000 £5000 £1,000
Medical £10m £10m £10m £10m
Baggage

Maximum single Item

Maximum Valuable Item

£1000

£500

£150

£2,000

£1,000

£250

£2,500

£1500

£500

£1,000

£500

£150

Gadget Civer £500

Included in Policy

£500

Included in Policy

£750

Included in Policy

£500

Included in policy

Personal Money £300 £400 £500 £300
Winter sports Cover

Ski Equipment

Ski Hire

Avalanche cover

Piste Closure

Off Piste

Medical Rescue

 

£500

£500

£250

£250

Included

Included

 

£500

£500

£250

£250

Included

Included

 

£750

£750

£400

£400

Included

Included

 

£500

£500

£250

£250

Included

Included

Activities Covered 91 91 91 91
Countries Covered 217 217 217 252

 

 

Annual Multi-Trip

Insure and Escape Essential

Annual Multi-Trip

Insure and Escape Deluxe

Annual Multi-Trip

Insure and Escape Finest

Travel Delay £100 £150 £250
Curtailment £1000 £2000 £5000
Missed Departure £200 £300 £500
Personal Liability £1m £1.5m £2m
Personal Accident £1,000 £5,000 £10,000
Scheduled Airline Failure Insurance Not Included Not Included £2,500
End Supplier Failure Not Included Not Included Not Included
Airspace Closure Not available Not Included Not Included
Natural Disaster Not available Not Included Not Included
Civil Unrest Not available Not Included Not Included
Cruise Cover Optional Optional Optional
Missed Port Optional Optional Optional
Cabin Confinement Optional Optional Optional
Unused Excursions Optional Optional Optional
Golf Cover Optional Optional Optional
Business Cover Not available Not Included Not Included
Loss of Passport £100 £300 £300
Legal Expenses £5,000 £5,000 £20,000
Hospital Benefit £150 £200 £1,000
Wedding Cover Optional Optional Optional

 

Pros:

  • Personal Liability cover up to £1m.
  • Your Medical cover up to £10m.
  • Off Piste cover in this policy plan.

Cons:

  • Scheduled Airline Failure Insurance is not included.

Conclusion:

Here we discus Travel insurance the first we tell you all explanation on Top 5 travel insurance. Now here we tell you with company give you extra benefits compare to other. First we talk about InsuraTrip.com Travel Insurance, this company policy plan price is lower then all other policy price rate but its does not mean that this company policy plan is best compare to all other four companies. This policy plan is cheaper but not best.

When we talk about ERV Express Lite Travel insurance plan, this policy plan price is higher then InsuraTrip.com Travel Insurance but it’s give you extra benefits compare to InsuraTrip.com Travel Insurance. For a simple example its excess fees is lower than all other four companies policy plan.

Now we talk about other three (RT World First Economy, Puffin and Insure and Escape Essential Travel Insurance) policy plan then only we say that compare to all other three (RT World First Economy, Puffin and Insure and Escape Essential Travel Insurance) companies RT World First Economy Travel Insurance plan is good compare to all other two companies (Puffin and Insure and Escape Essential Travel Insurance) Policy plan.

When we compare all five companies policy plan, annual price, excess fees and all features then we concluded that ERV Express Lite Travel Insurance give you best policy plan compare to all other companies policy plan. Its give you all benefit with resizable price.

 

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